Pen Underwriting commits to helping homeowners bolster flood resilience with Build Back Better

Published On : 04 Dec 2024

Pen Underwriting’s specialist home insurance practice has signed up to Flood Re’s Build Back Better scheme to reduce the impact of future flooding on its customers by helping to strengthen their properties’ resilience.

Build Back Better offers householders the chance to install flood resilience measures up to the value of £10,000 when repairing their properties following a flood claim, over and above the cost of any work needed to repair damage and loss. This way, their home will be better prepared and protected to keep as much water out as possible, should a future event occur. Measures can also be installed so that, if water does enter the property, it is easier, quicker and safer for families to clean up and move back in – measures that could mean the difference between being away from their home for days as opposed to many months.

All eligible new and renewing home policies from 1 January 2025, will automatically include
the benefits of the Build Back Better scheme.

Customers putting adaptation measures in place at the time their home is being repaired for flood damage will be reimbursed for up to £10,000 towards the cost. Build Back Better procedures could include carrying out surveys to understand the flood risk and potential mitigation; the addition of the flood resistance measures to prevent water entering the property – such as flood doors, airbrick covers and non-return valves; and flood resilience measures to reduce the impact of any water ingress – such as raised electrical sockets, hard flooring, or waterproof tiling and grout, all of which make for quicker and easier cleaning, drying, recovery and reoccupation of a property.